Chip Shop Insurance

Trading style of Applegate Insurance

SUMMARY OF COVER
Underwritten by S K Underwriting on behalf of certain Lloyds Syndicates

Buildings: Standard Perils / Fire Brigade Damage / Accidental Damage. Optional Extras - Subsidence
Contents: Standard Perils / Seasonal Stock Increase / Accidental Damage / Loss of Metered Water - £1000 / Theft of Keys - £1000
Business Interruption: See Quotation, Free / 72 Hours Fan Failure / Denial of Access (inc. Bomb/Hoax) / Damage caused by insured event due to Public Utility /Suppliers Extension/ 12 Months Indemnity Period / Book Debts - £10000
Public Liability: £1 Million / Products Risks / Health & Safety at Work Act / Damage to Rented - Leased Premises / Cross Liabilities / Contingent Liability for Employees Vehicles / Defective Premises Act 1972
Employers Liability: £10 Million
Glass: All fixed Internal / External Glass Sum Insured £2500
Special Glass £250 Free (Window Graphics etc).
Damage to External Signs & Blinds Sum Insured £5000
Goods in Transit: £1000 free
Money: Business Hours - Transit £2500 / Out of Hours £250 / Safe £1250 / At Home £750 / Personal Accident Assault £10000/ £100
Frozen Food: £1000 free
Excesses: Buildings, Fixtures & Fittings & Stock £250 / Glass, Money & Frozen Foods £100 / Flat Roofs £500 / Subsidence £1000

NB : This is a brief summary of cover intended for indication purposes only. A full policy wording is available upon request.