SUMMARY OF COVER
Underwritten by S K Underwriting on behalf of certain Lloyds Syndicates
|Buildings:||Standard Perils / Fire Brigade Damage / Accidental Damage. Optional Extras - Subsidence|
|Contents:||Standard Perils / Seasonal Stock Increase / Accidental Damage / Loss of Metered Water - £1000 / Theft of Keys - £1000|
|Business Interruption:||See Quotation, Free / 72 Hours Fan Failure / Denial of Access (inc. Bomb/Hoax) / Damage caused by insured event due to Public Utility /Suppliers Extension/ 12 Months Indemnity Period / Book Debts - £10000|
|Public Liability:||£1 Million / Products Risks / Health & Safety at Work Act / Damage to Rented - Leased Premises / Cross Liabilities / Contingent Liability for Employees Vehicles / Defective Premises Act 1972|
|Employers Liability:||£10 Million|
|Glass:||All fixed Internal / External Glass Sum Insured £2500
Special Glass £250 Free (Window Graphics etc).
Damage to External Signs & Blinds Sum Insured £5000
|Goods in Transit:||£1000 free|
|Money:||Business Hours - Transit £2500 / Out of Hours £250 / Safe £1250 / At Home £750 / Personal Accident Assault £10000/ £100|
|Frozen Food:||£1000 free|
|Excesses:||Buildings, Fixtures & Fittings & Stock £250 / Glass, Money & Frozen Foods £100 / Flat Roofs £500 / Subsidence £1000|
NB : This is a brief summary of cover intended for indication purposes only. A full policy wording is available upon request.